Latest Post From Each Category

• Mortgage Horror Stories: Welcome cringely.com readers! December 19th, 2008
  You found me. This is my mortgage blog.  I've been working on it quietly for three months now.  It represents the unhealthy fascination I have for home ownership and my deterination to keep my ho...
• Mortgage Language: Making Par -- It's even harder than you think December 29th, 2008
  In the game of golf, “par” is a number that indicates the number of strokes – the number of times a player will hit the golf ball – that a very good player is likely to need to go from the ...
• Mortgage Lore: I Can't Get It For You Wholesale January 29th, 2009
  Big banks used to do a thriving wholesale mortgage business.  Working through mortgage brokers they’d issue mortgages direct to millions of homeowners with the broker taking the marketing risk but ...
• Other People's Ideas: Wall Street Can't Count January 29th, 2009
  Take a look at this chart that someone sent to me a couple days ago.  I'm making it big so you can see as much detail as possible.  Have a look and then come back, okay? Pretty scary, eh?  I...
• Semi-coherent Rambling: Our Own Worst Enemy December 26th, 2008
  How do you turn a supertanker?  According to justanswer.com, the technique for turning a loaded supertanker involves shutting down the main engines 25 kilometers (about 15 miles) before reaching t...
• Web Sites & Services: Your house is worth less than you think January 4th, 2009
  We have access to so much data today, thanks to the Internet. But those data vary a lot in quality. Just like you can find virtually any opinion on any subject somewhere on the World Wide Web, s...
• What Passes for Wisdom: It was the best of times, it was the worst of times..... January 4th, 2009
  With apologies to Charles Dickens, which is this, the best or worst time to buy a house or refinance your mortgage? Those are two completely different questions, but the short answer is that it’s a...